What Is a Mod Factor and Why You Want to Lower Yours
Your experience modification rate, mod factor, represents your business’s prior workers’ comp claims. A low mod factor allows you to pay lower premiums because your risk is considered lower.
Author Archives: David Sinclair
Workers’ Comp Captive: The Solution Your Company Needs?
A workers’ comp captive can be considered a hybrid of both a traditional workers’ compensation insurance policy and self-insurance—and may be just what your business needs.
CDL Drivers Take Care: June Is National Safety Month
In recognition of June as National Safety Month—with the fourth week specifically devoted to driving—we wanted to underscore some important ways CDL drivers can take care on the road.
Workplace Wellness Program: The Resolution That Sticks
Implementing a workplace wellness program for your employees is a resolution that sticks, and the results for both employer and employee are worth the investment.
A blog worthy of a “captive audience”
This Entrepreneurship Month, we encourage businesses to consider taking charge of their insurance by learning about The Workplace Solution captive program.
Exercise in the workplace — Managing the risk
Healthy employees mean happy employees, and happy employees are good for business. One of the main trends in modern business is incorporating fitness equipment into the office environment. Whether that’s yoga ball chairs, treadmill desks, game rooms, ping pong tables, standup meetings, or a more conventional gym, employees want to multitask into fitness. In principle, […]