Your experience modification rate, mod factor, represents your business’s prior workers’ comp claims. A low mod factor allows you to pay lower premiums because your risk is considered lower.
Category Archives: Captive Insurance
A workers’ comp captive can be considered a hybrid of both a traditional workers’ compensation insurance policy and self-insurance—and may be just what your business needs.
In recognition of June as National Safety Month—with the fourth week specifically devoted to driving—we wanted to underscore some important ways CDL drivers can take care on the road.