Your experience modification rate, mod factor, represents your business’s prior workers’ comp claims. A low mod factor allows you to pay lower premiums because your risk is considered lower.
Category Archives: Workers’ Compensation
In recognition of June as National Safety Month—with the fourth week specifically devoted to driving—we wanted to underscore some important ways CDL drivers can take care on the road.
Running a mobile workforce can certainly be challenging — It means ensuring everyone is in the right location, has the proper support, and that you understand their needs. Combine that with tracking time, materials, people, resources, vehicles and more, and it can quickly become an administrative headache. But it’s not just your stress levels you […]
Hiring and keeping good workers in the construction industry has always been a challenge. The seasonal nature of the work in many parts of America and the general cyclical nature of the building industry have long worked against maintaining a stable workforce of experienced and capable workers. But, in the years since the housing bust, […]
The American workforce is becoming ever more diverse, with 38 percent of the population in 2015 identified by the Census Bureau as non-white. Nearly 59 percent of the workforce is now made up of women, even though they only represent about 51% of the population. And these are just national averages based on current data. […]
Alternative medicine can no longer be regarded simply as the frivolous pursuit of new-agers and mystics that it once was. In ever-increasing numbers Americans of all types are turning to alternative treatments, which many of them see as more effective, less invasive and more economical than traditional, western medicine. In some cases, alternative therapies are […]