Your experience modification rate, mod factor, represents your business’s prior workers’ comp claims. A low mod factor allows you to pay lower premiums because your risk is considered lower.
A workers’ comp captive can be considered a hybrid of both a traditional workers’ compensation insurance policy and self-insurance—and may be just what your business needs.
In recognition of June as National Safety Month—with the fourth week specifically devoted to driving—we wanted to underscore some important ways CDL drivers can take care on the road.
Implementing a workplace wellness program for your employees is a resolution that sticks, and the results for both employer and employee are worth the investment.
Healthy employees mean happy employees, and happy employees are good for business. One of the main trends in modern business is incorporating fitness equipment into the office environment. Whether that’s yoga ball chairs, treadmill desks, game rooms, ping pong tables, standup meetings, or a more conventional gym, employees want to multitask into fitness. In principle, […]