The construction business more than almost any other industry, is prone to on the job injuries due to the safety risks and inherent danger on construction sites. According to the US Department of Labor, nearly 6.5 million people work at approximately 252,000 construction sites across the nation on any given day. By the sheer numbers, accidents are bound to happen, and they do.
Construction businesses must do three things when it comes to workplace safety: Identify hazards and educate employees, create and implement a safety program, and carry adequate workers’ comp. insurance. The first step is identifying the hazards.
One of our members here at The WorkPlace Solution is DiGiorgio Roofing & Siding. When it comes to Constriction hazards, Charles Marino the CFO has pretty much seen them all. Here are some of the hazards companies like DiGiorgio come across and the programs they institute mitigate against those hazards:
Here are the Top 8 Construction Site Hazards:
- Scaffolding: Accidents involving scaffolding account for an estimated 4,500 injuries and 50 fatalities per year.
- Falls: Falls account for the greatest number of fatalities in the construction industry
- Ladders & Stairways: An estimated 24,882 injuries and as many as 36 fatalities per year are due to falls on stairways and ladders used in construction.
- Trenching: Trench collapse causes dozens of fatalities and hundreds of injuries every year.
- Cranes: Injuries and fatalities from cranes often occur due to improper inspection and/or improper use of the equipment.
- Hazard Communication: Injuries resulting from a failure to recognize warnings and hazards associated with using chemicals.
- Forklifts: Forklifts account for nearly 95,000 injuries per year, and approximately 100 fatalities.
- Head Protection: Serious injuries resulting from a blow to the head.
Identifying the hazards is only the first step, more importantly you must educate your employees:
Put a Safety Program in Place
A comprehensive safety program consists of: General safety practices on the job site, guidelines for the safe use of equipment, access to Material Safety Data Sheets, safety checklists, equipment maintenance schedules, procedures for managing unsafe situations, and more. A safety program may take some time and money to put together, but in the long run a comprehensive safety program will save the company money by way of a reduction of injuries and lower workers’ comp. insurance rates.
The occupational Safety & Health Administration (OSHA) has some great information to help get your safety program started. As with any safety program, it’s important to keep information and procedures updated and ensure that guidelines are being adhered to on a daily basis.
Next, ensure your employees are nurtured after an injury:
Workers’ Comp. Insurance
No business owner wants to see their employees get hurt, but in the construction industry, injuries will happen. So when they do, be sure that your employees and your business are protected. Ensuring your employees get immediate claims response and the appropriate medical treatment is key to getting them back on the job as soon as possible. The best way to avoid a lawsuit is to make sure your employee knows you are on top of the situation – and you need a good insurance program to help you with that.
The WorkPlace Solution is a group captive Workers’ Compensation program for best in class businesses looking for an alternative to traditional insurance. Regardless of the workers’ comp market cycle, captive insurance programs benefit business owners by providing a new and exciting level of control and financial independence. More importantly we make sure your employees are taken care of – from the time of injury to the day they get back on the job.
Contact us to learn more about captive insurance programs and our full suite of risk management solutions for your business.
Dave Sinclair, CEO The WorkPlace Solution